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ClassicModerate risk

Tony Robbins / Ray Dalio All Seasons Portfolio

Tony Robbins / Ray Dalio

In brief

A simplified, unleveraged allocation shared with Tony Robbins for individual investors and designed around four economic environments.

Profile sources: Tony RobbinsBridgewater Associates

Published
Last reviewed

At a glance

5 asset sleeves

Rebalance to the target allocation at least annually.

Growth assets

30%

Bonds & reserves

55%

Other diversifiers

15%

Target allocation

What the portfolio holds

U.S. stocks

VTI

30%

Long-term Treasuries

TLT

40%

Intermediate Treasuries

IEF

15%

Gold

IAU

7.5%

Broad commodities

PDBC

7.5%

Tickers are liquid U.S.-listed examples, not recommendations or exact historical fund selections.

Allocation sources: Tony RobbinsBridgewater Associates

Decision context

Potential advantages and trade-offs

These observations follow from the displayed allocation and implementation. They are not a recommendation or a prediction of future performance.

Potential advantages

  • Spreads its target allocation across 5 distinct sleeves rather than relying on a single holding.
  • Combines growth assets with bonds or reserves instead of depending on one broad asset class.
  • Includes a diversifying sleeve outside conventional broad stocks and nominal bonds.
  • Publishes explicit target weights, making drift and rebalancing decisions measurable.

Important trade-offs

  • The displayed equity allocation has no dedicated international sleeve and is exposed to U.S.-market concentration.
  • Long-duration Treasury exposure can be highly sensitive to changes in long-term interest rates.
  • Alternative sleeves can behave differently from familiar stock-and-bond benchmarks and may add fund cost or tracking differences.
  • Representative ETF results can differ from the originator's indexes, funds, taxes, fees, and execution.

Portfolio Visualizer

Compare historical performance

Backtest this allocation beside two familiar U.S. equity benchmarks. The comparison starts with $10,000, reinvests dividends, and rebalances annually.

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Growth of $10,000

Monthly total returns · maximum available history

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5 holdings

Portfolio 1

Tony Robbins / Ray Dalio All Seasons Portfolio

Target allocation from this profile

100%

Portfolio 2

S&P 500

SPY benchmark

100%

Portfolio 3

Nasdaq-100

QQQ benchmark

Portfolio Visualizer opens in a new tab because its site does not support embedded frames. Results begin at the latest common inception date for the selected funds.

Implementation note

This fixed-weight retail portfolio was presented through Tony Robbins as the All Seasons strategy. It is inspired by Ray Dalio's risk-balancing principles but does not replicate Bridgewater's institutional All Weather strategy, which uses more sophisticated implementation and active management.

Sources and context

Target allocations are educational examples, not personalized advice. Fund availability, taxes, trading costs, account type, time horizon, and capacity for loss can all change the appropriate implementation. Historical diversification does not guarantee future results.

Sources document the strategy, underlying methodology, or the representative funds used here. ETF tickers are illustrative U.S.-listed implementations and may differ from an originator’s original funds or current model.