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ClassicGrowth risk

Pinwheel Portfolio

Portfolio Charts

In brief

A globally diversified mix with one complementary tilt in each major asset family.

Profile sources: Portfolio Charts

Published
Last reviewed

At a glance

8 asset sleeves

Review annually and rebalance when allocations drift materially.

Growth assets

30%

Bonds & reserves

25%

Other diversifiers

45%

Target allocation

What the portfolio holds

Total U.S. stocks

VTI

15%

U.S. small value

AVUV

10%

International developed

VEA

15%

Emerging markets

VWO

10%

Intermediate Treasuries

IEF

15%

TIPS

SCHP

10%

REITs

VNQ

15%

Gold

IAU

10%

Tickers are liquid U.S.-listed examples, not recommendations or exact historical fund selections.

Allocation sources: Portfolio Charts

Decision context

Potential advantages and trade-offs

These observations follow from the displayed allocation and implementation. They are not a recommendation or a prediction of future performance.

Potential advantages

  • Spreads its target allocation across 8 distinct sleeves rather than relying on a single holding.
  • Combines growth assets with bonds or reserves instead of depending on one broad asset class.
  • Includes non-U.S. exposure, reducing exclusive dependence on one national market.
  • Includes a diversifying sleeve outside conventional broad stocks and nominal bonds.

Important trade-offs

  • 8 sleeves increase implementation, monitoring, and rebalancing complexity.
  • Alternative sleeves can behave differently from familiar stock-and-bond benchmarks and may add fund cost or tracking differences.
  • Representative ETF results can differ from the originator's indexes, funds, taxes, fees, and execution.

Portfolio Visualizer

Compare historical performance

Backtest this allocation beside two familiar U.S. equity benchmarks. The comparison starts with $10,000, reinvests dividends, and rebalances annually.

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Growth of $10,000

Monthly total returns · maximum available history

PortfolioSPYQQQ
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8 holdings

Portfolio 1

Pinwheel Portfolio

Target allocation from this profile

100%

Portfolio 2

S&P 500

SPY benchmark

100%

Portfolio 3

Nasdaq-100

QQQ benchmark

Portfolio Visualizer opens in a new tab because its site does not support embedded frames. Results begin at the latest common inception date for the selected funds.

Sources and context

Target allocations are educational examples, not personalized advice. Fund availability, taxes, trading costs, account type, time horizon, and capacity for loss can all change the appropriate implementation. Historical diversification does not guarantee future results.

Sources document the strategy, underlying methodology, or the representative funds used here. ETF tickers are illustrative U.S.-listed implementations and may differ from an originator’s original funds or current model.